This is how I feel some days, this past week I have received three new bills totaling over $500.00. It seems when I am just about to get ahead a brand new bill comes in the mail. It can be quite frustrating to know that I now have to re-budget in order to pay a nominal amount to the creditors. To be honest, I became a little bit depressed and did a small amount of shopping. However taking my decorating class has really helped focus my mind as well as finding other ways to make money. I have discovered mystery shopping is one way to make a little bit of cash and have performed two jobs for a total of $20. Its not a lot but every bit helps. I have also decided to consolidate the medical bills and one outstanding debt and request a loan from my dad. I am going to send him an email with the payment plan. I would rather borrow $2000 now and pay him $500 a month over the course of four months, rather than stressing on it. Originally my Christmas Budget was $750, then I raised it to $1,000, but due to the new financial hiccups it is back down to $825. I am almost completed my shopping and looks like I probably will only spend $600 on Christmas this year and will be able to put more towards my debt.
This is how I feel some days, this past week I have received three new bills totaling over $500.00. It seems when I am just about to get ahead a brand new bill comes in the mail. It can be quite frustrating to know that I now have to re-budget in order to pay a nominal amount to the creditors. To be honest, I became a little bit depressed and did a small amount of shopping. However taking my decorating class has really helped focus my mind as well as finding other ways to make money. I have discovered mystery shopping is one way to make a little bit of cash and have performed two jobs for a total of $20. Its not a lot but every bit helps. I have also decided to consolidate the medical bills and one outstanding debt and request a loan from my dad. I am going to send him an email with the payment plan. I would rather borrow $2000 now and pay him $500 a month over the course of four months, rather than stressing on it. Originally my Christmas Budget was $750, then I raised it to $1,000, but due to the new financial hiccups it is back down to $825. I am almost completed my shopping and looks like I probably will only spend $600 on Christmas this year and will be able to put more towards my debt.