Almost Summer's End...

It's hard to believe that the summer of 2012 is coming to an end next week!  Why did Summer end so quickly?  I know why, it's because I work no less than 60 hours a week!

My last post was in May, I know I have been slacking tremendously with my posts; however my husband also lost his job and we have been struggling even more since then.  I started a new part-time job as a hostess/cashier in a different diner. I now work 2 nights during the week and Saturday nights; at least I have Sunday's off now.  I do not ever believe that my DH and I will ever see eye-to-eye on our finances. I honestly feel as though we are drowning financially and I do not see a life preserver in site! I have pleaded and explained to him the extend of our situation and back in July it almost seemed he understood.  I requested that we cancel our vacation down to Florida, but would not even hear any of my financial justifications. I even took a hardship withdrawal out of my 401k account which I had before I met him and stopped contributing to before we were married to cover the mortgage.  Guess what?  It didn't matter, we are still in the same boat; that money along with his $1000K loan from a friend was used for the vacation. 

As of today this is what is behind:

Mortgage - 2 payments
Both Cars - 1 payment each
Electricity - 1 payment (yup all that effort I made to get us on a budget is gone!)
Cellphone - 1 payment
Sewage - 1 payment

I tried to enjoy "our" vacation, but all I could think of is that there will be consequences when we get back.  I want to try to go on a purchase freeze for the next four weeks and only spend money on groceries.  I am waiting to o see whether or not I receive a promotion (possible 10%/250.00 more per pay check) or no promotion and the standard 3.5% raise (100.00 more per pay check), either way it is more income.  I am hoping to finalize this before Sept. 14th as that is the last day to cash out vacation time.  Yup, I will be cashing out about 32 hours of vacation and use the money to pay the bills with.  Who needs vacation time anyways, apparently not me!

Yes I am a bit whiny today that is pretty much why I have not consistently posted for the last three months.  

However, I realized that maybe if I write about all my financial issues, It will clear my mind and think of other ways that will benefit my family!

Financial Slacker Chic out...